Terms of service

Terms of Service
Effective Date: [23 May 2025]
Dave Ramsey Exclusive

Welcome to Dave Ramsey Exclusive, a premier financial coaching and strategy service headquartered in the United States. By accessing or using our website or services, you agree to the following Terms of Service. Please read these terms carefully, as they govern your relationship with us.

 
1. Acceptance of Terms
By using our website or engaging with our services, you confirm that you have read, understood, and agreed to be legally bound by these Terms of Service, along with all applicable laws and regulations. If you do not accept these terms in full, you are not authorized to use our website or services.

 
2. Description of Services
Dave Ramsey Exclusive provides tailored financial coaching and strategic planning designed to help individuals take control of their finances, eliminate debt, and build long-term wealth. While our guidance is based on proven principles and best practices, financial outcomes depend on individual circumstances, decisions, and execution. No guarantees of specific results are made or implied.

 
3. User Responsibilities
By using our platform, you agree to:

Provide truthful, current, and complete information as requested.
Maintain the confidentiality of any login credentials or private access links provided.
Notify us immediately of any unauthorized use of your account or personal data.
Use the site and services in a lawful and respectful manner.
We reserve the right to suspend or terminate access to users who violate these terms.

 
4. Intellectual Property
All content found on this website — including but not limited to text, images, branding, graphics, and software — is the intellectual property of Dave Ramsey Exclusive or its licensed content providers and is protected by U.S. and international copyright laws.

Reproduction, distribution, or modification of any materials without express written permission is strictly prohibited.

 
5. Limitation of Liability
To the fullest extent permitted by law, Dave Ramsey Exclusive shall not be liable for any direct, indirect, incidental, consequential, or special damages — including but not limited to loss of profits, data, or business opportunities — arising from or related to your use of our website or services.

This includes, but is not limited to, third-party links, content, or tools integrated into our platform.

 
6. Modifications to Terms
We may update or amend these Terms of Service at any time without prior notice. When changes are made, the revised terms will be posted on this page with an updated effective date. Your continued use of the website and services constitutes acceptance of any modifications.

We encourage users to review these terms regularly.

 
7. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

 
8. Contact Information
For questions or concerns regarding these Terms of Service, please contact us